Portable vs. Assumable Loans: The Next Big Shift in Home Financing?
What’s driving the discussion The housing market right now is facing a familiar but tough challenge: many homeowners are “locked in” with very low interest rates (say 3 % or lower) while new borrowers face much higher rates (5-6 %+). This creates a strong disincentive for people to move: if you sell
Buying New Construction vs. Resale Homes in Portland, Oregon
If you’re eyeing a new home in the Portland area, one of the big decisions you’ll face is whether to purchase a new-construction home or a resale (existing) home. Each has distinct advantages and trade-offs—especially in a local market like Portland, Oregon. Below is a deep dive into both options,
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Recent Posts
Relocating to Portland, Oregon? The Ultimate Guide to the BEST Westside Neighborhoods
Portland vs. The Algorithm: The Push to Ban AI-Set Rents
Portable vs. Assumable Loans: The Next Big Shift in Home Financing?
A Buyer’s Market (If You’re in a Position to Act) in Portland, Oregon
Buying New Construction vs. Resale Homes in Portland, Oregon
The Negative Impact of a Proposed 50-Year Mortgage: Why “More Years” Doesn’t Mean More Affordability