• The 2026 Real Estate Outlook: Why Waiting on Interest Rates Is a Costly Mistake,Brian Valdez

    The 2026 Real Estate Outlook: Why Waiting on Interest Rates Is a Costly Mistake

                                      As we move closer to 2026, many buyers and sellers are asking the same question:“Should I wait for interest rates to come down?” It’s an understandable concern—but for most people, waiting on rates is not only unnecessary, it can be financially counterproductive. Hi

    MORE

  • Portland vs. The Algorithm: The Push to Ban AI-Set Rents,Brian Valdez

    Portland vs. The Algorithm: The Push to Ban AI-Set Rents

    Portland May Ban AI From Setting Rents: What It Means for Renters, Landlords, and Our Housing Market Portland’s housing debate just added a very 2025 twist: artificial intelligence. This week, Portland City Council is taking up a proposal that would ban landlords from using AI-powered algorithms to

    MORE

  • Portable vs. Assumable Loans: The Next Big Shift in Home Financing?,Brian Valdez

    Portable vs. Assumable Loans: The Next Big Shift in Home Financing?

    What’s driving the discussion The housing market right now is facing a familiar but tough challenge: many homeowners are “locked in” with very low interest rates (say 3 % or lower) while new borrowers face much higher rates (5-6 %+). This creates a strong disincentive for people to move: if you sell

    MORE

  • A Buyer’s Market (If You’re in a Position to Act) in Portland, Oregon,Brian Valdez

    A Buyer’s Market (If You’re in a Position to Act) in Portland, Oregon

    After several years of fierce bidding wars, record-low inventory, and escalating home prices, the Portland housing market has officially shifted gears.We’re entering what many are calling a buyer’s market — and if you’re in a solid financial position, this could be your opportunity to make a move. W

    MORE